Women’s Health Issues and Coverage

Coverage Legally/All Most Not/variable Explanation
Contraception/Family Planning X Under the PPACA, your insurance plan is required to cover contraception and family planning, unless you have a religious based employer.

However, this does not include abortions or male reproductive services. (Source)
Breast Health X Breast cancer screening: mammography only includes women over 40 years Under the PPACA, your insurance plan is required to cover preventative services including repeated screening, breast cancer chemoprevention counseling, and genetic test counseling for those at higher risk (https://www.healthcare.gov/preventive-care-women/)
Pregnancy X If you have a baby, you become qualified for Special Enrollment Period, which allows you to enroll in or change Marketplace coverage. Under the PPACA, your Marketplace insurance plan and Medicaid covers pregnancy and childbirth. This coverage counts even if you were pregnant before your coverage started. Breastfeeding benefits are also included in this coverage. (https://www.healthcare.gov/what-if-im-pregnant-or-plan-to-get-pregnant/)
Menopause Well woman visits are offered as preventative services for women under 65 List of preventative care benefits for women https://www.healthcare.gov/preventive-care-women/
Mental Health X Under the PPACA, behavioral, mental health, and substance abuse care must be covered. It also provides parity protection, meaning insurance companies can’t impose restrictive financial, treatment, or care  management barriers. (Source)
Bone density Osteoporosis screening is offered to women over age 60 depending on risk factors https://healthfinder.gov/HealthTopics/Category/doctor-visits/screening-tests/get-a-bone-density-test
STDs Syphilis,  chlamydia, gonorrhea, HIV screening, and counseling for all the above are included HPV DNA test every 3 years for women at least 30 years of age with normal cytology results Under the PPACA, certain tests are covered under the Marketplace insurance https://www.healthcare.gov/preventive-care-women/
UTIs X Under the PPACA, you insurance plan is required to cover UTI screening if you are pregnant or may become pregnant. https://www.healthcare.gov/preventive-care-women/