WHY FINANCIAL PLANNING IS IMPORTANT FOR WOMEN PHYSICIANS
Stress around personal finance contributes to physician burn out. AMWA has partnered with Jen Sapel of Utor Wealth to empower AMWA members in their personal financial journey. Here’s some information to start.
The good:
- 156% more charitable giving by women in the top 25% of permanent income
- 2% – larger growth percentage for women owned business
- 2% better portfolio performance
The bad:
- Women pay down student loans more slowly than men (due to wage gaps)
- 18% – gender wage gap among physicians
The ugly:
The time to take control of your financial situation is now and it is less complex than you may think. Money, like a scalpel, is a very effective tool. It can be dangerous in the wrong hands, but for those who are proficient and knowledgeable, it can do an immense amount of good.
Wealth Steps is a webinar series provided by Utor Wealth which walks through a step by step plan to financial freedom. Complimentary one-on-one consultations are available for AMWA members within the US. Take advantage of this wonderful member benefit.
WEBINAR SERIES
Listen to the podcast Un-Tabooed with Jen Sapel
Money seems to consistently be a top source of stress for Americans today, according to the American Psychological Association it is among the top 2 sources of stress for most generations. The taboo nature of the topic doesn’t help. Join this community to hear personal finance stories from everyday people on what works for them, what mistakes they’ve made, and what skills are still in progress. Our mission is for our audience to be able to confidently spend without worry and think it starts by just being able to have an honest conversation.

Jen Sapel, CEO of Utor Wealth
About Jenifer Sapel, CEO Utor Wealth
Watch Jen’s video: Why I work with with physicians.
Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 3585 MAPLE STREET SUITE 140, VENTURA, CA 003, ph# 909-399-1100. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is an indirect, wholly-owned subsidiary of Guardian. UTOR Wealth is not an affiliate or subsidiary of PAS or Guardian. 2019-82803 Exp 7/21